Should My Spouse or Dependents Receive Their Own ACA Forms?
ACA Forms for Spouse and Dependents are not issued separately. Instead, they are included on the ACA form provided to the main policyholder or employee. That means your spouse and dependents will not receive their own copies of Form 1095-B or Form 1095-C.
How ACA Forms for Spouse and Dependents Are Reported
Form 1095-B
-
Lists all individuals covered under the policy, including spouse and dependents.
-
Only one form is issued for the entire household.
Form 1095-C
-
Sent to the employee who was offered coverage by an employer.
-
Spouse and dependents are listed if covered, but they do not receive separate copies.
Proof of Coverage for Spouse and Dependents
If your spouse or dependents need proof of coverage (for example, for state tax filing), they can use:
-
A copy of your ACA form, or
-
A statement from your insurance provider.
Learn More About ACA Support
For additional help, see our ACA Technical Support page or review Common ACA Errors.