IRS Form 5498-ESA (Tax Year 2026)
Coverdell ESA Contribution Information
- No TCC. No ID.me.
No IRS Setup Required
- Secure. Compliant.
IRS A2A-Approved
- Fast, Accurate,
and Hassle-Free
IRS Form 5498-ESA is used by trustees and issuers to report contributions, rollovers, and account information for Coverdell Education Savings Accounts. The form reports ESA contribution information to the IRS and to the beneficiary or responsible individual.
Form 5498-ESA Filing Pricing
Starting at
$249
- per IRIS Transmission
- + $0.28 per recipient
- One transmission covers one form type
- Unlimited payers may be included in one file
- Combined Federal/State filing included, if applicable
- Printing and mailing available for an additional fee
High-Volume or Multiple Filings
Need to file large volumes or multiple submissions?
Contact us for a custom quote.
Secure IRIS A2A Filing
- We submit directly through our IRS A2A-approved channel
- No TCC, ID.me, or IRS setup required for you
- We validate your data to help reduce errors and rejections
- SOC 2 compliant portal built for secure data handling
- TIN matching available upon request; additional fees may apply
Need a quote for Form 5498-ESA?
Call (480) 706-6474 or email info@1099fire.com
- 20+ Years Experience
- IRS A2A Approved
- Real U.S. Support
How IRIS Works
Upload Your File
Upload your Excel or CSV file securely.
We Validate & Format
We format and validate your data to IRS standards.
Review & Approve
We generate IRS-ready PDFs for your approval.
Filed Directly to IRS
Your forms are e-filed securely using IRIS.
No manual processing. Fully automated IRIS submission.
Frequently Asked Questions (FAQs)
Do I need a TCC, ID.me account, or IRS IRIS registration?No. With 1099FIRE’s Form 5498-ESA filing service, you do not need your own TCC, ID.me account, or IRS IRIS registration. You send us your filing data, and we help prepare, validate, and electronically file your Form 5498-ESA returns through the IRS filing process.
Yes. We can help prepare and electronically file original Form 5498-ESA returns as well as corrected returns. Corrections may be needed if a beneficiary name, TIN, address, account number, contribution amount, rollover amount, or other filing detail was reported incorrectly.
Yes. We generate Form 5498-ESA Copy B beneficiary statements for you to review and approve before distribution. This allows you to check beneficiary names, addresses, TINs, account numbers, contribution amounts, rollover amounts, and other details before anything is finalized.
After approval, we can also print and mail Copy B on your behalf. We can handle any volume, from small batches to large Coverdell ESA files.
Form 5498-ESA is generally due to beneficiaries by April 30 following the calendar year being reported. IRS filing is generally due by May 31. If a due date falls on a weekend or legal holiday, the deadline generally moves to the next business day.
1099FIRE provides a Form 5498-ESA filing service, not downloadable software. You send us your Coverdell ESA contribution data, and we help prepare, validate, generate beneficiary copies, and electronically file the returns.
