IRS Form 1098-F (Tax Year 2026)
Fines, Penalties, and Other Amounts
- No TCC. No ID.me.
No IRS Setup Required
- Secure. Compliant.
IRS A2A-Approved
- Fast, Accurate,
and Hassle-Free
IRS Form 1098-F is used to report certain fines, penalties, and other amounts paid to, or at the direction of, a government or governmental entity. The form generally applies when amounts are required to be paid under a suit, court order, or agreement involving a violation or potential violation of law.
Pricing
Small to Mid-Size Filers
- (Up to 5,000 recipients)
$249
- per submission*
- Includes first 100 recipients
- $0.28 per additional recipient (101–5,000)
- Unlimited payers included
Enterprise / High Volume
- Over 5,000 recipients
- Multiple submissions
- Custom pricing available
- * A submission is a single file with unlimited payers of one form type (i.e. 1099-NEC or 1099-MISC).
File with Confidence
- No TCC, ID.me, or IRS Setup
- You don’t need a TCC or ID.me account. We handle everything.
- We Transmit Using Our IRS Credentials
- We file on your behalf using our approved IRS TCC.
- Direct, Secure IRS Submission
- Files are transmitted directly to the IRS through the IRIS A2A channel.
- Data Validation Before Filing
- We validate your data to help reduce errors and rejections.
- Fast Turnaround
- Tailored to your data volume for quick processing.
- SOC 2 Compliant System
- Our portal is SOC 2 compliant and built for secure data handling.
- 20+ Years Experience
- IRS A2A Approved
- Real U.S. Support
HOW OUR IRIS FILING PROCESS WORKS
Upload Your File
Upload your Excel or CSV file securely.
We Validate & Format
We format and validate your data to IRS standards.
Review & Approve
We generate IRS-ready PDFs for your approval.
Filed Directly to IRS
Your forms are e-filed securely using IRIS.
No manual processing. Fully automated IRIS submission.
Frequently Asked Questions (FAQs)
Do I need an IRIS TCC, ID.me account, or IRS setup?No. You do not need your own IRIS Transmitter Control Code, ID.me account, or IRS e-filing setup. We transmit Form 1098-F through our IRIS A2A channel, so you do not have to register with the IRS, complete IRIS setup, or manage the transmission process yourself.
Yes. We create the required IRS XML file for Form 1098-F and validate the file before transmission. This helps identify formatting issues, missing fields, or other data problems before the filing is submitted.
Yes. We can file original Form 1098-F returns and corrected returns. Corrections can be prepared when filer information, recipient information, amounts, or other reported details need to be changed after filing.
Our service is designed for filers with multiple records or large filing volumes. You can send us your data and we handle XML creation, validation, PDF generation, and IRS transmission.
If your data contains missing or invalid information, we can help identify the issue before filing. Some errors may prevent a file from being accepted, while others may result in an IRS status such as accepted with errors.
1099FIRE previously sold 1099-MISC software for the IRS FIRE System, where users could generate a file and upload it through the IRS website. IRIS is different. For 1099-MISC filing, there is no simple IRS upload screen where users can browse for a file and submit it themselves. IRIS transmissions must be sent through a secure A2A channel.
Because the A2A connection cannot be packaged as normal downloadable software, we now provide a 1099-MISC e-filing service instead. Send us your Excel file, and we handle the data import, validation, recipient PDFs, XML creation, and IRS IRIS transmission on your behalf.
