IRS Form 1099-SB (Tax Year 2026)
Seller's Investment in Life Insurance Contract
- No TCC. No ID.me.
No IRS Setup Required
- Secure. Compliant.
IRS A2A-Approved
- Fast, Accurate,
and Hassle-Free
IRS Form 1099-SB is used to report the sale or transfer of a life insurance contract. The form is generally filed by insurance companies or other entities involved in reportable life insurance policy transfers.
Pricing
Small to Mid-Size Filers
- (Up to 5,000 recipients)
$249
- per submission*
- Includes first 100 recipients
- $0.28 per additional recipient (101–5,000)
- Unlimited payers included
Enterprise / High Volume
- Over 5,000 recipients
- Multiple submissions
- Custom pricing available
- * A submission is a single file with unlimited payers of one form type (i.e. 1099-NEC or 1099-MISC).
File with Confidence
- No TCC, ID.me, or IRS Setup
- You don’t need a TCC or ID.me account. We handle everything.
- We Transmit Using Our IRS Credentials
- We file on your behalf using our approved IRS TCC.
- Direct, Secure IRS Submission
- Files are transmitted directly to the IRS through the IRIS A2A channel.
- Data Validation Before Filing
- We validate your data to help reduce errors and rejections.
- Fast Turnaround
- Tailored to your data volume for quick processing.
- SOC 2 Compliant System
- Our portal is SOC 2 compliant and built for secure data handling.
- 20+ Years Experience
- IRS A2A Approved
- Real U.S. Support
HOW OUR IRIS FILING PROCESS WORKS
Upload Your File
Upload your Excel or CSV file securely.
We Validate & Format
We format and validate your data to IRS standards.
Review & Approve
We generate IRS-ready PDFs for your approval.
Filed Directly to IRS
Your forms are e-filed securely using IRIS.
No manual processing. Fully automated IRIS submission.
Frequently Asked Questions (FAQs)
Do I need an IRIS account, ID.me, or TCC to file 1099-SB forms?No. Our filing service allows businesses to submit Form 1099-SB without obtaining a TCC, creating an IRS IRIS account, or completing ID.me verification. We transmit filings on your behalf through our IRS-approved A2A channel.
Simply upload your spreadsheet securely through our portal. We generate the IRS XML files and recipient PDFs, validate the data, and electronically transmit the filing through IRIS after your approval.
Dedicated Representative
Every client is paired with a knowledgeable representative who brings at least 15 years of IRS filing experience. You’ll always have a direct point of contact to guide you through the process.
Lower Administrative Burden
By outsourcing tax reporting tasks, your business can free up valuable time and resources to focus on core operations rather than compliance details.
No TCC or ID.me Needed
We eliminate the hassle of registering for a Transmitter Control Code (TCC) or verifying identity through ID.me, making the filing process faster and easier.
High-Volume & Complex Filing Support
1099FIRE is built to manage large-scale filings, multiple payers, bulk TIN matching, and state submissions—all with secure transmission through the Combined Federal/State Filing program.
Custom Quotes for Every Project
No two projects are alike, and a one-size-fits-all price doesn’t work. By calling us for a tailored quote, our team can better understand your unique requirements and deliver the right solution for your business. Reach us at (480) 706-6474.
Yes. We support corrected 1099-SB filings for both current and prior tax years.
Yes. Recipient PDF copies are generated for review before filing.
1099FIRE previously sold 1099-SB software for the IRS FIRE System, where users could generate a file and upload it through the IRS website. IRIS is different. For 1099-SB filing, there is no simple IRS upload screen where users can browse for a file and submit it themselves. IRIS transmissions must be sent through a secure A2A channel.
Because the A2A connection cannot be packaged as normal downloadable software, we now provide a 1099-SB e-filing service instead. Send us your Excel file, and we handle the data import, validation, recipient PDFs, XML creation, and IRS IRIS transmission on your behalf.
