IRS Form 1099-C (Tax Year 2026)
Cancellation of Debt
- No TCC. No ID.me.
No IRS Setup Required
- Secure. Compliant.
IRS A2A-Approved
- Fast, Accurate,
and Hassle-Free
IRS Form 1099-C is used to report cancellation of debt. Lenders and financial institutions file this form when $600 or more of debt is canceled or forgiven.
Form 1099-C Filing Pricing
Starting at
$249
- per IRIS Transmission
- + $0.28 per recipient
- One transmission covers one form type
- Unlimited payers may be included in one file
- Combined Federal/State filing included, if applicable
- Printing and mailing available for an additional fee
High-Volume or Multiple Filings
Need to file large volumes or multiple submissions?
Contact us for a custom quote.
Secure IRIS A2A Filing
- We submit directly through our IRS A2A-approved channel
- No TCC, ID.me, or IRS setup required for you
- We validate your data to help reduce errors and rejections
- SOC 2 compliant portal built for secure data handling
- TIN matching available upon request; additional fees may apply
Need a quote for Form 1099-C?
Call (480) 706-6474 or email info@1099fire.com
- 20+ Years Experience
- IRS A2A Approved
- Real U.S. Support
HOW OUR IRIS FILING PROCESS WORKS
Upload Your File
Upload your Excel or CSV file securely.
We Validate & Format
We format and validate your data to IRS standards.
Review & Approve
We generate IRS-ready PDFs for your approval.
Filed Directly to IRS
Your forms are e-filed securely using IRIS.
No manual processing. Fully automated IRIS submission.
Frequently Asked Questions (FAQs)
Do I need a TCC, ID.me account, or IRS IRIS registration?No. You do not need your own TCC, ID.me account, or IRIS setup.
We transmit filings using our approved IRS credentials through the IRIS A2A channel on your behalf. This eliminates the complicated IRS registration process and allows you to begin filing quickly without managing IRS system access yourself.
IRS IRIS is the IRS platform replacing the older FIRE system for many information returns, including Form 1099-C.
We transmit filings directly through the IRS A2A (Application-to-Application) channel, which is the IRS-approved method for automated electronic filing. Instead of manually entering information into an IRS website, filings are securely transmitted system-to-system using approved IRS credentials and validation procedures.
This process provides:
- Secure electronic filing
- Faster processing
- Reduced manual entry errors
- Direct IRS submission confirmation
- Streamlined high-volume filing support
Yes. Multiple payers can be included within a single submission depending on the filing structure and form type.
Yes. We can assist with both corrected and prior year IRS Form 1099-C filings.
This includes:
- Correcting previously filed returns
- Filing late or missed prior year returns
- Multi-year compliance projects
- Updating incorrect recipient, payer, or amount information
We help prepare and transmit the corrected or prior year filings using current IRS filing requirements and validation procedures to help reduce errors and rejections.
The IRS transition from FIRE to IRIS has made information return filing more technical and compliance-focused. Many businesses prefer outsourcing because it eliminates the need to:
- Set up IRS credentials
- Maintain IRIS access
- Learn XML formatting requirements
- Troubleshoot IRS transmission issues
- Manage software updates and compliance changes
Our service allows businesses to focus on their operations while we handle the IRS electronic filing process.
Yes. Filing security and confidentiality are a major part of our process.
Files are uploaded through a secure portal and transmitted directly to the IRS through the IRIS A2A channel. Our system is designed for secure handling of sensitive tax information and follows SOC 2 compliant data handling practices.
