IRS Form 1099-SA (Tax Year 2026)
Distributions From an HSA, Archer MSA, or Medicare Advantage MSA
- No TCC. No ID.me.
No IRS Setup Required
- Secure. Compliant.
IRS A2A-Approved
- Fast, Accurate,
and Hassle-Free
IRS Form 1099-SA is used to report distributions from Health Savings Accounts (HSAs), Archer Medical Savings Accounts (MSAs), and Medicare Advantage MSAs. Banks, financial institutions, insurance companies, and other trustees or custodians that manage HSA or MSA accounts are generally responsible for filing Form 1099-SA.
Form 1099-SA Filing Pricing
Starting at
$249
- per IRIS Transmission
- + $0.28 per recipient
- One transmission covers one form type
- Unlimited payers may be included in one file
- Combined Federal/State filing included, if applicable
- Printing and mailing available for an additional fee
High-Volume or Multiple Filings
Need to file large volumes or multiple submissions?
Contact us for a custom quote.
Secure IRIS A2A Filing
- We submit directly through our IRS A2A-approved channel
- No TCC, ID.me, or IRS setup required for you
- We validate your data to help reduce errors and rejections
- SOC 2 compliant portal built for secure data handling
- TIN matching available upon request; additional fees may apply
Need a quote for Form 1099-SA?
Call (480) 706-6474 or email info@1099fire.com
- 20+ Years Experience
- IRS A2A Approved
- Real U.S. Support
HOW OUR IRIS FILING PROCESS WORKS
Upload Your File
Upload your Excel or CSV file securely.
We Validate & Format
We format and validate your data to IRS standards.
Review & Approve
We generate IRS-ready PDFs for your approval.
Filed Directly to IRS
Your forms are e-filed securely using IRIS.
No manual processing. Fully automated IRIS submission.
Frequently Asked Questions (FAQs)
Do I need a TCC, ID.me account, or IRIS registration?No. Our filing service handles the IRS transmission process for you through our IRS-approved A2A channel, so no IRS setup is required on your end.
Upload your spreadsheet securely through our portal and we will generate the IRS XML files and recipient PDFs, validate your data, and electronically file the forms through IRIS after your approval.
Yes. We support original filings, corrections, and prior year 1099-SA submissions.
Our service supports both small and large volume filings, including multiple payer submissions and high-volume recipient datasets.
Yes. Data is securely transmitted through the IRS IRIS A2A system using encrypted upload and transmission methods designed for sensitive taxpayer information.
Yes. Multiple payer datasets and large batches of recipient records can be included within a single filing submission depending on your reporting needs.
1099FIRE previously sold 1099-SA software for the IRS FIRE System, where users could generate a file and upload it through the IRS website. IRIS is different. For 1099-SA filing, there is no simple IRS upload screen where users can browse for a file and submit it themselves. IRIS transmissions must be sent through a secure A2A channel.
Because the A2A connection cannot be packaged as normal downloadable software, we now provide a 1099-SA e-filing service instead. Send us your Excel file, and we handle the data import, validation, recipient PDFs, XML creation, and IRS IRIS transmission on your behalf.
