1099-Q Software (Tax Year 2026)
Payments From Qualified Education Programs (Under Sections 529 and 530)
- No TCC. No ID.me.
No IRS Setup Required
- Secure. Compliant.
IRS A2A-Approved
- Fast, Accurate,
and Hassle-Free
IRS Form 1099-Q reports distributions from qualified education programs, including 529 plans and Coverdell Education Savings Accounts. The form shows the amount distributed, the earnings portion, and the basis portion so the IRS and recipient can determine how the funds were used.
Pricing
Small to Mid-Size Filers
- (Up to 5,000 recipients)
$249
- per submission*
- Includes first 100 recipients
- $0.28 per additional recipient (101–5,000)
- Unlimited payers included
Enterprise / High Volume
- Over 5,000 recipients
- Multiple submissions
- Custom pricing available
- * A submission is a single file with unlimited payers of one form type (i.e. 1099-NEC or 1099-MISC).
File with Confidence
- No TCC, ID.me, or IRS Setup
- You don’t need a TCC or ID.me account. We handle everything.
- We Transmit Using Our IRS Credentials
- We file on your behalf using our approved IRS TCC.
- Direct, Secure IRS Submission
- Files are transmitted directly to the IRS through the IRIS A2A channel.
- Data Validation Before Filing
- We validate your data to help reduce errors and rejections.
- Fast Turnaround
- Tailored to your data volume for quick processing.
- SOC 2 Compliant System
- Our portal is SOC 2 compliant and built for secure data handling.
- 20+ Years Experience
- IRS A2A Approved
- Real U.S. Support
How IRIS Works
Upload Your File
Upload your Excel or CSV file securely.
We Validate & Format
We format and validate your data to IRS standards.
Review & Approve
We generate IRS-ready PDFs for your approval.
Filed Directly to IRS
Your forms are e-filed securely using IRIS.
No manual processing. Fully automated IRIS submission.
Frequently Asked Questions (FAQs)
What information is reported on Form 1099-Q?Form 1099-Q reports the gross distribution, earnings portion, basis, trustee-to-trustee transfers, QTP-to-Roth IRA transfers, and distribution type details.
No. If you use our IRIS e-filing service, you do not need your own IRS TCC, ID.me account, or IRIS setup. We transmit through our IRIS A2A-approved channel.
Yes. We can help file original Form 1099-Q returns and corrections. We review and validate the data before transmission to help reduce formatting errors and filing issues.
Yes. We support bulk Form 1099-Q filings and can work with Excel or CSV. This is useful for organizations that need to file many recipient records at once.
Yes. In addition to IRS e-filing, we can help with recipient copy fulfillment, including print and mail services when needed.
1099FIRE helps simplify the filing process. You send the data, we review it, validate it, and e-file through our IRIS A2A-approved channel. That means no IRS setup, no TCC application, no ID.me process, and less time spent managing electronic filing requirements yourself.
