1. Reach Out to Your Employer
First, contact your employer or the company’s payroll/HR department to remind them. Employers are legally required to send out 1099 forms to independent contractors by January 31 each year. If you haven’t received it by early February, it’s time to follow up.
👉 Learn more about IRS deadlines in our guide: IRS 1099 Reporting Deadlines.
2. Check Alternate Delivery Methods
Many businesses now issue 1099s electronically. Be sure to check your email inbox, spam folder, or any payroll portals you may have access to.
👉 If you’re preparing to e-file, check out our resource: Mandatory E-Filing Rules for 1099 Forms.
3. Verify Your Information
Sometimes the delay happens because of incorrect information. Make sure your employer has your current mailing address, email, and contact details.
👉 If errors occur, see our article on Correcting a 1099-NEC.
4. Wait a Few Extra Days
If it’s only early February, your 1099 might simply be delayed in the mail. Give it a few extra days — but don’t wait too long, since you’ll still need time to prepare your tax return.
5. Contact the IRS
If your employer doesn’t respond and it’s mid-February, call the IRS at 1-800-829-1040. They’ll ask for your employer’s details and your estimated income, then may send a request to your employer requiring them to issue your 1099.
6. Report Your Income Anyway
Even if you don’t receive your 1099, you’re still required to report all income. Use your bank deposits, invoices, or payment records to calculate your earnings. Underreporting could lead to penalties.
👉 For help with compliance, read our article: IRS CP2100 Notices — Steps to Take.
Key Takeaway
Not receiving your 1099 form doesn’t exempt you from reporting your income. Be proactive: reach out to your employer, double-check your contact info, and if needed, work with the IRS to resolve the issue. And remember — you can always report your income based on your own records to avoid late filing penalties.