1098-Q Filing for 2026 — Done for You

Report digital asset transactions accurately. We handle the entire IRS filing process.

• 
  No TCC. No ID.me.
  No IRS Setup Required

• 
  Secure. Compliant.
  IRS A2A-Approved

• 
  Fast, Accurate,
  and Hassle-Free

IRS Form 1098-Q is used to report information about contracts intended to be qualifying longevity annuity contracts, also known as QLACs. The form reports contract details to the IRS and provides information to the individual associated with the annuity contract.

Pricing

Small to Mid-Size Filers

• (Up to 5,000 recipients)

$249

• per submission*

• 
  Includes first 100 recipients
• 
  $0.28 per additional recipient (101–5,000)
• 
  Unlimited payers included

Enterprise / High Volume

• 
  Over 5,000 recipients
• 
  Multiple submissions
• 
  Custom pricing available

• * A submission is a single file with unlimited payers of one form type (i.e. 1099-NEC or 1099-MISC).

File with Confidence

• No TCC, ID.me, or IRS Setup

• You don’t need a TCC or ID.me account. We handle everything.

• We Transmit Using Our IRS Credentials

• We file on your behalf using our approved IRS TCC.

• Direct, Secure IRS Submission

• Files are transmitted directly to the IRS through the IRIS A2A channel.

• Data Validation Before Filing

• We validate your data to help reduce errors and rejections.

• Fast Turnaround

• Tailored to your data volume for quick processing.

• SOC 2 Compliant System

• Our portal is SOC 2 compliant and built for secure data handling.

Request More Information

• 
  20+ Years Experience

• 
  IRS A2A Approved

• 
  Real U.S. Support

HOW OUR IRIS FILING PROCESS WORKS

Upload Your File

Upload your Excel or CSV file securely.

We Validate & Format

We format and validate your data to IRS standards.

Review & Approve

We generate IRS-ready PDFs for your approval.

Filed Directly to IRS

Your forms are e-filed securely using IRIS.

No manual processing. Fully automated IRIS submission.

Frequently Asked Questions (FAQs)

Do I need an IRIS account, TCC, or A2A setup?

No. With our 1098-Q e-filing service, you do not need to manage your own IRIS account, TCC, or A2A transmission setup. We handle the filing process for you.

What happens after the forms are transmitted?

After the 1098-Q forms are transmitted, we monitor the filing response and provide confirmation when the IRS result is available. If corrections or follow-up are needed, we can help identify and address the issue.

Can you file original, corrected, and high-volume 1098-Q forms?

Yes. We can help with original 1098-Q filings, corrected filings, and high-volume submissions. Whether you need to file a small batch, correct previously filed forms, or submit a large number of records, our e-filing service helps simplify the process.

Can you file prior-year 1098-Q forms?

Yes. We can help with current-year and prior-year 1098-Q filings when supported by IRS filing rules and available schemas. Send us the tax year and filing details, and we can review the best filing path.

How does outsourcing 1099 filing help my business?

Outsourcing reduces administrative work, ensures compliance, and allows your team to focus on core operations. 

Why We Offer 1098-Q E-Filing Instead of 1098-Q Software?

A service reduces the work required on your end. Instead of installing software, creating XML files, formatting records, validating data, and managing IRS transmission, you send us your data and we handle the filing process.