IRS Form 1099-SA (Tax Year 2025)
Distributions From an HSA, Archer MSA, or Medicare Advantage MSA
Software
$289.95
- Use the software today!
- Transmit directly to the IRS.
- Requires a TCC code issued by the IRS and IDme account.
- File originals or corrections for current or prior years.
- Software imports up to 2,500 records. Additional 10,000 record increments can be purchased by calling sales at (480) 706-6474.
Outsourcing
Call for a quote.
- We assign a real person to review your data.
- No TCC required. No IDme. No finger print.
- Let our trained staff import your data from excel, print and mail, and electronically file on your behalf using our TCC number.
- Custom quotes tailored specifically to your needs. We are committed to providing you with exceptional service and competitive pricing.
Software AdvantagesSecure Transmission
Your data is sent directly to the IRS or a state portal—never through the cloud or third-party systems.
Excel Integration
Easily import data from Excel (xls or xlsx). Download a sample Excel file to get started.
Simple Printing
Copy B can be printed on plain paper with black ink—no special forms required. Each form is designed to be tri-folded into a standard #10 double-window envelope.
Faster, More Accurate Processing
Our software automatically checks for errors before transmission, helping reduce IRS rejections and delays.
Free Technical Support
You’ll always speak with a local, live support specialist who can answer questions and provide assistance.
With 1099FIRE, you can outsource the entire filing process—whether it’s originals, corrections, or prior-year returns. We handle electronic submissions to the IRS through the Combined Federal/State Filing (CF/SF) program and to any specific states.
Assigned Representative
Every client is paired with a dedicated representative who has at least 15 years of tax filing experience, ensuring personalized and knowledgeable support.
Reduced Administrative Burden
By outsourcing tax-related tasks, your team can focus on core business operations instead of filing logistics.
No TCC or ID.me Required
Our outsourcing service eliminates the need for Transmitter Control Codes (TCC) or IRS ID.me accounts, avoiding a lengthy and cumbersome setup process.
High-Volume & Complex Filing Support
We are equipped to manage large-volume filings, multiple payers, bulk TIN matching, and state submissions—all transmitted securely through the CF/SF program.
Custom Quotes for Your Needs
Every business has unique requirements. A one-size-fits-all price simply doesn’t work. Call us at (480) 706-6474 for a tailored quote designed around your filing needs.
The IRS now requires electronic filing for 10 or more information returns, effective for filings starting with tax year 2023.
Key Details
If you filed a TCC application before September 26, 2021, you must reapply and verify your identity through ID.me.
Paper filing is only allowed if you have 10 or fewer total returns to file.
If you have more than 10 returns of any one type (Forms 1099, W-2, 1098, etc.), you must e-file instead of paper file.
More companies are turning to third-party e-file providers to meet these new requirements.
Get Help Filing
Don’t let the new rules slow you down. Contact 1099FIRE at (480) 706-6474 to learn about secure outsourcing and e-filing solutions.
Our software and outsourcing services can handle all filing needs:
Original Filings – Submit brand-new information returns with ease.
Corrections – Quickly fix and resubmit forms that contain errors.
Prior Years – File late or amended returns for previous tax years.
Whether you’re submitting current forms, making corrections, or catching up on past obligations, we ensure your filings are accurate and compliant.
IRS Form 1099-SA is used to report distributions from Health Savings Accounts (HSAs), Archer Medical Savings Accounts (MSAs), and Medicare Advantage MSAs (MA MSAs). If you received any distributions (withdrawals) from one of these accounts during the tax year, the institution managing the account (the trustee or custodian) will send you this form to report the details of those transactions.
Who Receives Form 1099-SA
Any individual who has taken a distribution (withdrawal) from one of the accounts mentioned above during the tax year will receive Form 1099-SA. This includes distributions used for medical expenses or other purposes, whether qualified or not.
Who Sends Form 1099-SA
The trustee or custodian (the financial institution or entity managing the account) is responsible for issuing Form 1099-SA to the account holder and to the IRS.
Purpose
Form 1099-SA is used to report the total amount of distributions from the account during the year and to categorize those distributions. It helps determine if the distributions are taxable and whether they were used for qualified medical expenses.
Due Date
The form must be provided to the account holder by January 31 of the following tax year. The trustee or custodian must file the form with the IRS by February 28 if filing by paper, or by March 31 if filing electronically.
