1099-Q Software (Tax Year 2026)

Payments From Qualified Education Programs (Under Sections 529 and 530)

IRS Form 1099-Q reports distributions from qualified education programs, including 529 plans and Coverdell Education Savings Accounts. The form shows the amount distributed, the earnings portion, and the basis portion so the IRS and recipient can determine how the funds were used.

IRS FIRE is closing After Nov. 19, all e-filing moves to IRIS. We're ready. Are you?

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IRIS Filing Pricing

Starting at

$249

per filing + $0.28 per recipient

Included

Each filing covers one form type
Unlimited payers (EINs) in one filing
Combined Federal/State filing, where applicable

Add-ons

Printing and mailing We print and mail recipient copies for you.

Additional fee

TIN matching Check names and TINs against IRS records before you file.

Additional fee

Separate client filings Filing each client on its own? Each sub-account or extra filing of the same form type.

$20 each

Corrections and prior years Fix a return that's already filed, or catch up on past years through IRIS.

Ask for pricing

Secure IRIS A2A Filing

Filed directly through our IRS A2A-approved channel
No TCC, ID.me, or IRS setup needed on your end
Data validated, then you approve PDF copies before we file
SOC 2 compliant portal for secure file handling

Want pricing for your filing?

Filing high volumes or several form types? Tell us roughly how many forms you file and we'll send a custom quote.

Get a custom quote

Prefer to talk? Call (480) 706-6474

20+ Years Experience IRS A2A Approved Real U.S. Support

Get ready to file with IRIS Free guides and templates from our resource center.

IRIS vs. FIRE FAQ Filing season checklist Your filing options All resources

How IRIS Works

Upload Your File

Upload your Excel or CSV file securely.

We Validate & Format

We format and validate your data to IRS standards.

Review & Approve

We generate IRS-ready PDFs for your approval.

Filed Directly to IRS

Your forms are e-filed securely using IRIS.

No manual processing. Fully automated IRIS submission.

Frequently Asked Questions (FAQs)

What information is reported on Form 1099-Q?

Form 1099-Q reports the gross distribution, earnings portion, basis, trustee-to-trustee transfers, QTP-to-Roth IRA transfers, and distribution type details.

Do I need a TCC, ID.me account, or IRS IRIS setup?

No. If you use our IRIS e-filing service, you do not need your own IRS TCC, ID.me account, or IRIS setup. We transmit through our IRIS A2A-approved channel.

Can you file Form 1099-Q originals and corrections?

Yes. We can help file original Form 1099-Q returns and corrections. We review and validate the data before transmission to help reduce formatting errors and filing issues.

Can you handle bulk Form 1099-Q filings?

Yes. We support bulk Form 1099-Q filings and can work with Excel or CSV. This is useful for organizations that need to file many recipient records at once.

Can recipient copies be printed and mailed?

Yes. In addition to IRS e-filing, we can help with recipient copy fulfillment, including print and mail services when needed.

Why use 1099FIRE for Form 1099-Q filing?

1099FIRE helps simplify the filing process. You send the data, we review it, validate it, and e-file through our IRIS A2A-approved channel. That means no IRS setup, no TCC application, no ID.me process, and less time spent managing electronic filing requirements yourself.

Jess M.

1 week ago

Our company has trusted National Software and the 1099FIRE team for over a decade for our 1099 reporting needs. Their service is reliable, cost-effective, and highly efficient. We especially value their commitment to data security, quick response times, and knowledgeable guidance whenever questions arise. They have been a trusted partner year after year, and we highly recommend their services.

Jodi C.

2 weeks ago

National Software provides exemplary customer service. Everyone I have talked to has been knowledgeable and professional.

Tammy T.

This company is fantastic! I called them with a huge task and short deadline and they went above and beyond to help us get the requested documents filed correctly and timely. Highly recommend!!!

Mark W.

1 month ago

1099FIRE made it easy for us to file our 8955-SSA form this year. Their support was helpful in resolving errors and making sure our form was accurate before transmitting. Great service!

Catherine W.

2 months ago

I am so impressed with 1099Fire and recommend them wholeheartedly. 1094-C and 1095-C compliance is notoriously complex, but their portal and onboarding process are completely seamless and frustration-free. They put a lot of thought into the user experience, which makes a world of difference when you are dealing with complex ACA compliance. Just as importantly, their team is phenomenal. They went completely above and beyond their contractual obligations to help me work through a few of my own data issues. They are incredibly sharp, professional, and effective, but also remarkably friendly. It is rare to find a software company that genuinely has a culture of caring this much for their customers. 10+ stars

Elize K.

6 months ago

Who it must concern We are a trust from SA and at the last minute 1099 FIRE assist us. The smoothest experience and best service ever. You can make use of them all the time. THE BEST!!!!!!

Frank D.

11 months ago

We have used 1099Fire for several years and been very satisfied. The software is easy to use and the customer service is great. Would highly recommend them.

pam B.

1 year ago

I have used 1099 Fire for a number of years to prepare and file 1099 and NEC01 data for our multiple entities and highly recommend this service. It is easy to use, the data can be reviewed prior to sending and they mail the 1099/NEC's directly to the recipients, eliminating that hassle.

Jason P.

A True Partner for 1099 Reporting 1099FIRE has been a game-changer for our organization. The platform is designed to make 1099 reporting so simple and easy, taking the typical year-end panic and making the entire process stress-free. They are now an integral and indispensable part of our compliance workflow. Not only do they handle all the complex IRS electronic submissions perfectly, but their system allows us to provide our many suppliers with remarkably fast reporting of their documents. For anyone looking to streamline tax season and gain complete peace of mind, we highly recommend 1099FIRE.

Michal S.

1099Fire has been our trusted partner for IRS filings over the past several years, handling the processing of hundreds of thousands of records on our behalf. Their process is consistently efficient and seamless, with an impressively quick turnaround time for filing results. The team at 1099Fire demonstrates exceptional professionalism, expertise, and responsiveness, always providing timely and thorough communication. In particular, Amy H., my primary point of contact, has been outstanding to work with. She has guided us through the contracting process, ensuring that our needs are met and deadlines are achieved without issue. She has made the entire experience smooth and stress-free. I highly recommend 1099Fire for any organization seeking a reliable, responsive, and highly capable partner for information return filings.

Vickie H.

We have used 1099FIRE / National Software for years. They have always been very helpful and answer any questions we might have with their software or if we run into any issues along the way. We highly recommend them!

Design I.

Best Customer Service on the market!!! 1095-C Software was easy to use, their sample document and instructional videos provided exceptionally clear instructions. We were doing a complicated process and the 1099Fire team, especially Dan and Amy went above and beyond to help us! I am extremely grateful we found them and cannot thank them enough for all of their help and expertise! We will absolutely use them again!!

Laurie H.

We did it again! We have been using 1099Fire to generate our 1094’s and 1095’s since the Affordable Care Act was passed and the filings were required. The customer service is 5 stars! Dan, Amy, and Abby are always very helpful and professional. I would strongly recommend them for all your filing needs.

American M.

I'd tried a competitor but have never changed since trying 1099Fire. They PICK UP THE PHONE and help with issues. I've tried both outsourcing to them (ACA reporting) and doing it myself, using their software. I went back to outsourcing, seeing how much time it can take to fix errors, how many complications can arise, and how much the IRS can F__k you for getting this wrong. Highly recommend 1099Fire! Dan and Amy are phenomenal!

Response from the owner

Thank you so much for your incredible review! We’re honored that you chose 1099Fire and stuck with us after trying other options. We pride ourselves on being available, helpful, and responsive—so it means a lot to hear that it made a difference for you. We know how complex IRS compliance can be, and we’re always here to make the process smoother. Dan and Amy will be thrilled to hear your kind words. Thanks again for the recommendation and for being a valued client! ~ Robin

Douglas D.

I have been working with 1099Fire for many years now. Their customer service top notch. Year after year they have help me get my tax forms filled in and filed correctly. I have worked with 100's of vendors over my 30 year career and 1099Fire has been one of the best.

Thank you for your continued trust and loyalty over the years! We’re truly grateful to have been part of your tax filing process and are proud to know our customer service has consistently met your expectations. Coming from someone with such extensive experience, your kind words mean a lot to our entire team. ~ Robin

Reece R.

2 years ago

Wow! Another year in the books! 1099-FIRE makes the tax form filing process so much easier. The staff is knowledgeable and keep me informed on any changes from year to year. They are friendly and helpful when I have any problems occur to my software pulling the data they need to process forms. I love the timeline details they share so that all clients can get their filings submitted. WELL DONE 1099-FIRE...until next year!

We’re incredibly grateful for your 5-star review Reece! Your feedback means the world to us and motivates us to keep doing our best. We have enjoyed our working relationship over the past 8 years. ~Abby

BOBBY S.

Jenkins & Wynne Ford Lincoln Honda has been a client of 1099FIRE for several years. The staff is very helpful, courteous, and proficient in filing IRS returns. 1099FIRE has generated our ACA1094 and ACA1095 filings since the inception of this required program with the IRS. 1099FIRE also generates our 1099MISC and 1099NEC's each year as well. We can highly recommend this company for your tax filing needs.

Your continued business is a testament to our relationship, and we thank you for it. We have enjoyed working with Jenkins and Wynne over the years. ~Abby

Jennifer S.

For the past two years I've had a great experience with the pleasant, upbeat and professional staff at 1099FIRE. The site is quite easy to use and timeliness is top notch. Thank you!

Thank you for taking the time to leave such a wonderful 5-star review! We’re thrilled to hear that you were happy with our service. ~Abby

Meredith G.

Customer support team is very helpful and friendly! They went above and beyond and contacted me regarding an error on my forms. The time and money they saved me was so very much appreciated!! Highly recommend their services!!

Cory C.

I really like working with 1099Fire. They are extremely helpful and make tax filings very simple and efficient.

We sincerely appreciate all the years of business. It has been a true pleasure working with you. - Robin

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