1095-B and 1095-C Forms: How to Handle Ampersand (&)
I put together a sample file with the following business name and street address:
business name: Selitestthree & Incorporated
street address: 6689 Willow & Court
I generated the XML. Our 1095 software will replace & with & as the business name and
show it in XML like so:
<BusinessNameLine1Txt>Selitestthree & Incorporated</BusinessNameLine1Txt>
This is correct. The street address will appear as:
<AddressLine1Txt>6689 Willow & Court</AddressLine1Txt>
When I validate, the business name is fine and no error shows up. The street address has this
error:
l‘
If I replace in the XML & with just & so that it looks like:
<AddressLine1Txt>6689 Willow & Court</AddressLine1Txt>
and validate, I get “Error in reading XML“. What I conclude is that the ampersand as & or & can
not appear in a street address.
by 
Erich J. Ruth
Erich J. Ruth provides technical support for National Software which is the parent company for 1099FIRE. 1099FIRE develops and markets a comprehensive range of products that enables any size of business or institution to effectively manage and comply with year-end filing requirements. 1099FIRE is an employee-owned company located in Phoenix, Arizona.
If you have any questions or comments about our software, feel free to contact us at any time.